PURCHASE OR LEASE A STAND BY LETTER OF CREDIT
Description:
If a client leases any financial instrument that makes the client becomes the temporary holder of that instrument - usually up to one year and one day. Whereas if the client purchases any financial instrument ( for example an SBLC ) then the client owns that instrument outright with the added benefit of being able to monetize, sell or lease the same instrument to a third party.
Purchasing, leasing, or monetization of SBLCs isn’t quite as straightforward as a simple definition, which is why you do need to hire financial experts that deal with this niche area specifically.
Line of Credit.Ai supports clients who want to purchase or lease a banking instrument.
Qualifications:
Our starting point is instruments over $10,000,000.00 or more, participating clients must have a minimum of ten percent (10%) of the face value of the instrument and a signed copy of our CIS/ KYC (Customer Information Sheet / Know Your Client Form).
Benefits:
A Standby Letter of Credit (SBLC) is used to enhance a client’s credit facility, allowing the client to access large amounts of credit and thus allowing the client to borrow capital against it. You can purchase the instrument in a discounted price and cash it back a year and a day later.
Process:
1. Participating customers must first schedule a consultation call.
2. Upon confirmation of the call, the client will receive the initial paperwork .
- KYC (Know your client) with a copy of POF (Proof of funds) that they have funds to purchase or lease a funding instrumentand cover fees added it.
- POF with the funds to cover the face value of the instrument.
3. Following the consultation call, Line of Credit.Ai will offer the following paperwork :
- A signed fee agreement for services rendered.
- Mutual non-disclosure, non-circumvent agreement (NDA /NCA)
4. The client is then provided with a deed of agreement (DOA) that details the issuer, the instrument's price, broker fees, and closing procedures.
5. All parties must execute the deed of agreement once it has been signed.
Paperwork:
- KYC (Know your Client Form) or CIS (Customer Information Sheet) with a copy of POF (Proof of funds) that they have funds to purchase or lease a banking instrument.
- POF with the funds to cover the face value of the instrument
- Mutual Non-Disclosure Agreement and Non-Circumvent Agreement (NDA/NCA)
- Fee agreement for services rendered 

- Deed of agreement
Fees:
The cost of a funding instrumentvaries from 1%-75% of the face value of the instrument. The price depends on the client wanting to purchase or lease the instrument as well as the credit rating of the issuing bank and the languaging required. Our fees are 2.5% of the face value of the instrument.
Commission to brokers:
0.5% of the face value of the instrument
Timelines:
We can often execute a contract in 60 - 90 banking days.
Disclaimer:
The client is fully responsible to cover any legal fees, and tax obligations associated with their transaction.
Banking days and timelines may fluctuate based on the market & various banking conditions.
Would you like to purchase or lease an SBLC?
If you need a trusted provider to purchase, lease or monetize an SBLC, please book a consultation call with us.
MONETIZE A STANDBY LETTER OF CREDIT
Description:
Line of Credit.Ai can monetize Standby Letters of Credit (SBLCs) that have already been issued by a bank that has a credit rating of A or above.
Qualifications:
The minimum amount that Line of Credit.Ai monetizes a funding instrumentis ten million ($10,000,000.00) US dollars. The instrument must be:
- Unencumbered
- Divisible
- Monetizable
- Irrevocable and
- Cash Back
Benefits:
Line of Credit.Ai assist the client to liquidate the current instrument, and produce net proceeds for the client to use as they see fit.
Process:
- Participating customers must first schedule a consultation call.
- Upon confirmation of the call, the client will receive the initial paperwork KYC (Know your client) with a copy of the instrument. Following the consultation,Line of Credit.Ai will offer the following paperwork :
- A signed fee agreement for services rendered 
.
- Mutual non-disclosure, non-circumvent agreement (NDA /NCA)
- The client is then provided with a deed of agreement (DOA) that details the issuer, the monetization fee, broker fees, and closing procedures.
- All parties must execute the deed of agreement once it has been signed.
Paperwork:
- KYC (Know your Client Form) or CIS (Customer Information Sheet) with a copy of POF (Proof of funds) that they have funds to purchase or lease a banking instrument.
- POF with the funds to cover the face value of the instrument
- Mutual Non-Disclosure Agreement and Non-Circumvent Agreement (NDA/NCA)
- Fee agreement for services rendered 

- Deed of agreement
Fees:
Our fees are 2.5% of the face value of the instrument.
Commission to brokers:
0.5% of the face value of the instrument
Timelines:
We can often execute a contract in 48 hrs to 90 banking days.
Disclaimer:
- We only work with clients who have an instrument that has already been issued by a bank that has a credit rating of A or above.
- All clients are welcome are encouraged to bring any business consultant or legal counsel to any of their meetings with Line of Credit.Ai
- The client is fully responsible to cover any legal fees, and tax obligations associated with their transaction.
- Banking days and timelines may fluctuate based on the market & various banking conditions.
Would you like to monetize an SBLC?
If you need a trusted provider to help monetize an SBLC, please book a consultation call with us.
Purchasing an SBLC
Description:
Clients who require SBLCs between $1 million to $25 Billion.
Standby Letters of Credit (SBLC) are one of the most desired funding instruments in the world. Some of the benefits of SBLCs include:
- Provide a guarantee of a bank's payment commitment to a seller if the buyer–or the bank's client–defaults on the agreement.
- Increase the assets of a corporation that is about to be listed for sale.
- Provide an opportunity to participate in various private placement programs in a safe way where your capital is locked in your account.
Qualifications:
Clients must have a minimum of $105,000 for upfront legal expenses needs to be paid to law firms & 1% of the face value of the instrument for wiring fees. If the instrument size is less than ten million ($10,000,000), then the wiring fees paid to the law firm is ten percent (10%) of the size of the instrument.
Benefits:
1. Clients don't need to have all the funds to pay for the instrument upfront. Instead, they can find a monetizer and have the monetizer pay for the instrument upon the instrument being issued - usually within 30 banking days.
2. Our issuer will issue SBLCs from the top 30 banks and not from non-name banks that most of our competitors do.
3. We have experienced the same service as a client ourselves. Said differently, we've had the financial capability of issuing and monetizing funding instruments of our own using the same provider(s).
This translates into a much higher LTV (Loan to Value) of the instrument than banks that are not categorized as the top 30 banks in the world.
Process:
1.Participating customers must first schedule a consultation call.
2. Upon confirmation of the call, the client will receive the initial paperwork.
- CIS / KYC (Customer information sheet / Know your client). A signed fee agreement for services rendered 
.
- Mutual non-disclosure, non-circumvent agreement (NDA /NCA).
3. Once our fee agreement is completed, we will approach the proper law firm(s) to help the client in obtaining: : Proof of funds (POF) A service contract with retainer agreements requiring one of the top 30 banks to issue a standby letter of credit to the law firm.
4. Once the law firm(s) have been retained, the client will get a Letter of intent (LOI) from the issuer on the SBLC. The LOI will include the name of the issuing bank, the amount, the language, etc.
5. Upon the execution of the letter of intent the SBLC issuer will then issue the instrument to the client (or the monetizer's bank).
Paperwork:
- Proof of Funds (please indicate & prove the source of funds)
- CIS / KYC (Customer information sheet / Know your client).
- A signed fee agreement for services rendered.
- Mutual non-disclosure, non-circumvent agreement (NDA /NCA)
- Executive Summary on Use of Funds
- A minimum of $105,000 for upfront legal expenses needs to be paid to law firms & 1% of the face value of the instrument for wiring fees.
Fees:
- 2.5 % of the face value of the instrument for issuing the instrument
- 2.5 % of the face value of the instrument for monetizing the instrument
- Upfront retainer fee of $105,000 USD + 1% of the face value of the instrument to cover wiring and legal fees.
Please Note: We get paid on performance. However, the law firms we work with directly require up-front retainer agreements from clients. Participating clients ready to execute this service require having $105,000 + 1% of the face value of the instrument (minimum) for legal fees.
Commission to brokers:
0.5% of the face value of the instrument
Timelines:
We can often execute a contract in 60 - 90 banking days.
Disclaimer:
- All clients are welcome (and are encouraged to) bring any business consultant or legal counsel to any of their meetings with Line of Credit.Ai
- The client is fully responsible to cover any legal fees, and tax obligations associated with their transaction.
- Banking days and timelines may fluctuate based on the market & various banking conditions. If the client is not going to be paying for the actual instrument, at this point, the client will need to bring the monetizer to the table.
- The monetizer can provide their desired languaging, terms & conditions, etc.
- If the client has a monetizer, we require the name of the monetizer and the preferred languaging of the SBLC.
- If the client can't find a monetizer, we can help identify a monetizer for instruments over $20 million. Please note: this will be an additional service, and we will draft a separate agreement for monetizing the instrument.
Would you like to purchase or lease an SBLC?
If you need a trusted provider to purchase, lease or monetize an SBLC, please book a consultation call with us.
MONETIZE BANK GUARANTEE
Description:
Bank Guarantee is a promise for a bank to pay a sum to a beneficiary on behalf of their customer in the event that the customer can’t make payments. Most often, bank guarantees apply only whenever the issuing bank's guarantee is not contingent on the existence, validity, and enforceability of its customer's obligation. This is called an "abstract" guarantee (i.e., the bank's obligation is to pay regardless of any disputes between its customer and the beneficiary).
Qualifications:
Our starting point is instruments over $20,000,000.00 or more, participating clients must have proof of funds and a signed copy of our CIS/ KYC (Customer Information Sheet / Know Your Client Form).
Benefits:
They secure beneficiaries against the commercial risks associated with the partner's non-compliance or partial compliance with the contract.
Process:
1. Participating customers must first schedule a consultation call.
2. Upon confirmation of the call, the client will receive the initial paperwork .
- CIS / KYC (Customer information sheet / Know your client).
3. Following the consultation,Line of Credit.Aiwill offer the following:
- A signed fee agreement for services rendered.
- Mutual non-disclosure, non-circumvent agreement (NDA /NCA)
4. The client is then provided with a deed of agreement (DOA) that details the issuer, monetization fee, broker fees, and closing procedures.
5. All parties must execute the deed of agreement once it has been signed.
Paperwork:
- KYC (Know your Client Form) or CIS (Customer Information Sheet) with a copy of the instrument.
- Mutual Non-Disclosure Agreement and Non-Circumvent Agreement (NDA/NCA)
- Fee agreement for services rendered 

- Deed of agreement
Fees:
Our fees are 2.5% of the face value of the instrument
Commission to brokers:
0.5% of the face value of the instrument
Timelines:
We can often execute a contract in 7-10 banking days.
Disclaimer:
- Line of Credit.Ai provides non-recourse loans through registered dealer brokers.
- Line of Credit.Ai rarely provides loans by itself.
- All clients are welcome (and are encouraged to) bring any business consultant or legal counsel to any of their meetings with Line of Credit.Ai
- The client is fully responsible to cover any legal fees, and tax obligations associated with their transaction.
- Banking days and timelines may fluctuate based on the market & various banking conditions.
Would you like to monetize a Bank Guarantee?
If you need a trusted provider to help monetize your Bank Guarantee, please book a consultation call with us.
MONETIZE DOCUMENTARY LETTERS OF CREDIT
Description:
A documentary letter of credit is a bank's promise to pay a seller on behalf of the buyer - so long as the seller has delivered the products as defined in the terms and conditions of the buyer. These letters of credit are often used in the area of import and export, where the buyer is required to provide the ability to pay the seller upon the delivery of goods. In order for the buyer to protect themselves from getting the goods they need in the specifications they need it at, the buyer will go to their bank and ask their bank to issue a documentary letter of credit to the seller’s behalf.
Qualifications:
Our starting point is instruments over $20,000,000.00 or more, participating clients must have proof of funds and a signed copy of our CIS/ KYC (Customer Information Sheet / Know Your Client Form).
Benefits:
It helps buyers demonstrate their solvency, and decreases the risk of non-payment buyers.
Process:
1.Participating customers must first schedule a consultation call.
2. Upon confirmation of the call, the client will receive the initial paperwork .
- CIS / KYC (Customer information sheet / Know your client).
3. Following the consultation,Line of Credit.Aiwill offer the following:
- A signed fee agreement for services rendered
.
- Mutual non-disclosure, non-circumvent agreement (NDA /NCA)
4. The client is then provided with a deed of agreement (DOA) that details the issuer, monetization fee, broker fees, and closing procedures.
5. All parties must execute the deed of agreement once it has been signed.
Paperwork:
-KYC (Know your Client Form) or CIS (Customer Information Sheet) with a copy of the instrument.
- Mutual Non-Disclosure Agreement and Non-Circumvent Agreement (NDA/NCA)
- Fee agreement for services rendered 
 Deed of agreement A signed and executed contract along with a copy of the Documentary Letter of Credit (DLC) between the buyer and the seller.
- The contact information of the banking officer who has or will issue the actual documentary letter of credit.
- A demonstrated history of the seller - demonstrating years in business, number of litigations against the seller, and any other relevant information.
- Please highlight all of the risks the monetize must take - up front.
Fees:
Our fees are 2.5% of the face value of the instrument
Commission to brokers:
0.5% of the face value of the instrument
Timelines:
We can often execute a contract in 7-10 banking days.
Disclaimer:
- Line of Credit.Ai provides non-recourse loans through registered dealer brokers.
- Line of Credit.Ai rarely provides loans by itself.
- All clients are welcome (and are encouraged to) bring any business consultant or legal counsel to any of their meetings with Line of Credit.Ai
- The client is fully responsible to cover any legal fees, and tax obligations associated with their transaction.
- Banking days and timelines may fluctuate based on the market & various banking conditions.
Would you like to monetize a Documentary Letter of Credit?
If you need a trusted provider to help monetize your Documentary Letter of Credit, please book a consultation call with us.
MONETIZE HARD ASSETS
Description:
Asset Monetization is the process of creating new sources of income by unlocking the value of an underutilized asset. Assets that can be monetized vary from Real Estate to GemStones, and there are several ways of monetizing them.
Qualifications:
Assets with a Minimum Value of $10 million USD or more. Most Hard Assets accepted: Real Estate, Gemstones, Diamonds, Gold, High Value Art, and In-Ground Proven Gold, Nickel Wire, Copper Powder, Silver, etc.
Benefits:
This monetization program enables our clients to generate new income by unlocking the value of an underutilized asset.
Process:
1.Participating customers must first schedule a consultation call.
2. Upon confirmation of the call, the client will receive the initial paperwork.
- CIS / KYC (Customer information sheet / Know your client) which includes a copy of proof of ownership of your asset (IMPORTANT: no more than 6 months old) plus any 3rd party reports which demonstrates the value of the asset.
- A hydro bill from the principal owner of the asset - demonstrating the address of the principal is legit. 3. Following the consultation, Line of Credit.Ai will provide the following:
- Asset management contract
.
- Mutual non-disclosure, non-circumvent agreement (NDA /NCA)
- Safekeeping Receipt (SKR) current with fees paid.
4. The client is then provided with a deed of agreement (DOA) that details the monetizer, fees paid for the asset, broker fees, and closing procedures.
5. All parties must execute the deed of agreement once it has been signed.
Paperwork:
- CIS / KYC (Customer information sheet / Know your client) which includes a copy of proof of ownership of your asset (all signatures should be in blue ink)
- Mutual Non-Disclosure Agreement and Non-Circumvent Agreement (NDA/NCA)
- Asset management contract
.
- Safekeeping Receipt (SKR) current with fees paid.
- Appraisal Report/Certificate of Analysis
- 3rd party report which has been completed within the past six (6) months showing the true value of the asset
- Current Insurance Wrap on the Asset.
Fees:
25% upon monetization of the asset
Upfront Fee: $50,000 USD for consulting and legal fees.
Commission to brokers:
5% of the face value of the instrument
Timelines:
Hard assets can be monetized anywhere between 30 days to 365 days.
The assets stay under our exclusive asset management contract for one year, at which time both parties can discuss renewal.
Disclaimer:
- Line of Credit.Ai provides non-recourse loans through registered dealer brokers.
- Line of Credit.Ai rarely provides loans by itself.
- All clients are welcome (and are encouraged to) bring any business consultant or legal counsel to any of their meetings with Line of Credit.Ai
- The client is fully responsible to cover any legal fees, and tax obligations associated with their transaction.
- Banking days and timelines may fluctuate based on the market & various banking conditions.
Would you like to monetize a hard asset?
If you need a trusted provider to help monetize your Documentary Letter of Credit, please book a consultation call with us.
RENT A RICH BANKER
Description:
Clients participating in this program are often non-bankable. They however have some amount of cash (a minimum of 10% of the capital they require) and are looking for a line of credit or a loan that is above what their financial institution is willing to provide to them. Participating companies is looking for access to capital between $3,000,000.00 - $27,000,000,000.00
Qualifications: Client must have:
- Viable business plan.
- A minimum of 10% of the capital they require.
Benefits:
- Geography: Rent a Rich Banker is a program that is able to provide funds around the world through various local banks, hedge funds, etc. whereas a local bank in the United States can’t fund a project that is international.
- Term Sheet: When a “Rich Banker'' provides a term sheet, the funds provided are almost always far more than what a bank or a traditional venture capital firm can provide. In this unique model, the “Rich banker” is leveraging the client’s cash to enhance its one credit facility and provides a loan to participating clients.
- The fees the client deposits (for example $5,000,000.00) are bonded. This means the deposit will be insured and bonded and upon the client being funded, their bond gets released. If for some reason the “rich banker” doesn’t fund the client, the bank that is holding the deposit will refund 100% of the deposit to the client plus will give the client an interest payment for having locked the client’s funds.
Process:
1. Participating customers must first schedule a consultation call.
2. Upon confirmation of the call, the client will receive the initial paperwork.
- CIS / KYC (Customer information sheet / Know your client).
3. Following the consultation,Line of Credit.Aiwill offer the following:
- A signed fee agreement for services rendered
- Mutual non-disclosure, non-circumvent agreement (NDA /NCA)
- Business plan
The client’s file is submitted to a financial institution (HSBC).
The financial institution will conduct their own due diligence on the client to ensure the client’s source of capital is clean and clear. Once the client’s capital has been insured against a bond, the client receives an ISIN Number where they can see a bond issued against their name - this is completed within 48 hours of their deposit.
Paperwork:
- CIS / KYC (Customer information sheet / Know your client) which includes a copy of proof of ownership of your asset (all signatures should be in blue ink)
- Mutual Non-Disclosure Agreement and Non-Circumvent Agreement (NDA/NCA)
- Signed fee agreement
- Business plan
Fees:
Upfront Fee: $50,000 USD for consulting and legal fees.
Commission to brokers:
1% of the amount the client is receiving. This fee is paid to us by the lending institution.
Timelines:
180 banking days or less for the client to get funded.
Disclaimer:
- Line of Credit.Ai provides non-recourse loans through registered dealer brokers.
- Line of Credit.Ai rarely provides loans by itself.
- All clients are welcome (and are encouraged to) bring any business consultant or legal counsel to any of their meetings with Line of Credit.Ai
- The client is fully responsible to cover any legal fees, and tax obligations associated with their transaction.
- Banking days and timelines may fluctuate based on the market & various banking conditions.
Would you like to get loan?
If you need a trusted provider to help non bankable businesses access capital, please book a consultation call with us.
ESCROW PROGRAM
Description:
In this unique program, participants deposit their funds into the escrow account of a reputable secrities law firm approved/recommended by Alt Funds Global (AFG). The money is transferred to a joint account owned by the law firm and the prevalent placement provider where the the funds are block to facilitate a credit facility based on the deposit. Client funds are never required to move from the escrow account. An intake officer will work with qualified clients and will provide returns and program descriptions.
Qualifications: Client must have:
- Minimum $500,000 USD to $550 million USD
Benefits:
- The funds are secure on an approved platform that has been performing for over 15 years, and if the platform doesn’t perform the client can take the money out.
Process:
1. Participating customers must first schedule a consultation call. and send initial paperwork.
- KYC (Know your client).
2. After the call, Line of Credit.Aiwill offer the following paperwork:
- Asset management agreement
- Mutual non-disclosure, non-circumvent agreement (NDA /NCA)
3. We will introduce the law firm acting as intake officer to the client to complete any further documents.
4. Upon allocation of the money in the escrow account, an administrative block is then placed over the funds for one year.
5. Which allows the platform to obtain a line of credit against the funds and go into trade. At the end of the one-year term and all payouts are paid to the client, the funds in the escrow account will be released.
Paperwork:
- CIS / KYC (Customer information sheet / Know your client) which includes a copy of proof of ownership of your asset (all signatures should be in blue ink)
- Mutual Non-Disclosure Agreement and Non-Circumvent Agreement (NDA/NCA)
- Our starandard asset management contract
Fees:
Upfront Fee: $50,000 USD for consulting and legal fees.
Commission to brokers:
$1,700 USD and 2.5% of the returns.
Timelines:
We can often execute a contract in forty-five (45) banking days and payouts happen every thirty (30) banking days. Line of Credit.Aineeds to be clear in the Escrow account by the first working day of the calendar month in order to participate in the monthly intake. Each tranche payout will be paid into the paymaster escrow account, and the client can request distribution accordingly.
Disclaimer:
- All clients are welcome (and are encouraged to) bring any business consultant or legal counsel to any of their meetings with Line of Credit.Ai
- The client is fully responsible to cover any legal fees, and tax obligations associated with their transaction.
- Banking days and timelines may fluctuate based on the market & various banking conditions.
Would you like to get started in a small cap private placement program?
If you need a trusted provider to help you get started with a small cap private placement program, please book a consultation call with us.
Deposits Guaranteed via a Bond before its goes into your Pri
Description:
This program is a unique small-cap private placement programs for clients starting with $5 million and who require their capital to be locked in a reputable bank. In this program, the client deposits their capital into a custodian bank account (HSBC - London) as an example. Line of Credit.Aiand its partners' have an arrangement with the bank to then take out a registered loan (for a similar amount) from the custodian bank and leverage it to participate in a private placement program and they share the proceeds with the client. If the amount of capital in the custodian bank at anytime is over $10 million, the private placement program will block the funds in the custodian account and leverage it to go into trade.
Qualifications:
The minimum amount of deposit must be $5 million and the deposit must be with the custodian bank for a period of one (1) year.
Benefits:
The funds deposited into the account are bonded to secure the client's capital.
Process:
Participating customers must first schedule a consultation call and send initial paperwork.
- CIS / KYC (Customer information sheet / Know your client).
After the call, Line of Credit.Ai will offer the following:
- Asset management contract
.
- Mutual non-disclosure, non-circumvent agreement (NDA /NCA)
Then, we will submit the necessary documentation and request that the insurance company undertake due diligence on the client and the source of their assets.
If the client passes due diligence, we will co-sign the asset management contract, guarantee their deposit against a bond, and then leverage their capital in a private placement program.
The money is blocked into the escrow account for the term of the program. Once the private placement program is complete and all payouts are paid to the client, the funds in the escrow account will be released.
Paperwork:
- KYC (Know your Client Form) or CIS (Customer Information Sheet) with copy of the Proof of funds (POF)
- Mutual Non-Disclosure Agreement and Non-Circumvent Agreement (NDA/NCA)
- Asset management contract.
Fees:
10% of the profits generated on the program.
$50,000.00 USD for legal and administrative expenses.
Commission to brokers:
$5000 upon receiving the consultation fees and 2.5% of the amount collected from the client.
Timelines:
We can often execute a contract in forty-five (45) banking days and payouts happen every thirty (30) banking days. Line of Credit.Ai
Disclaimer:
- All clients are welcome (and are encouraged to) bring any business consultant or legal counsel to any of their meetings with Line of Credit.Ai
- The client is fully responsible to cover any legal fees, and tax obligations associated with their transaction.
- Banking days and timelines may fluctuate based on the market & various banking conditions.
Would you like to get started in a small cap private placement program?
If you need a trusted provider to help you get started with a small cap private placement program, please book a consultation call with us.
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